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Home > Life Events for Citizens > Planning your insurance in Dubai > Getting life insurance in Dubai
Getting life insurance in Dubai

​Most life insurance policies exist to provide your loved ones with financial assistance in case you die, though there are life insurance policies that pay for critical, accident or terminal illness. The two most common policies are ‘term insurance’ and ‘whole life insurance’. In term insurance, you pay a fixed premium every month or year for a specified term and during this term if you die, your beneficiary/loved ones receive the agreed compensation (face value) for your death. Term insurance policies can be made flexible with changes to either term, compensation or premium.

 
Whole life insurance is both life insurance and an investment option since some part of your premium is linked to an investment plan or mutual fund. Whole life insurance is more expensive than term insurance since during your life you get cash-back through bonuses or retirement income, depending on your policy terms.
For life insurance companies, please see related private links on the right.

 

Published Date : 26/09/2013Back


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